Are you in need of some simple advice that may take only an hour or less of a financial planner’s time? Maybe you need several hours of advice or have substantial assets and need advice but aren’t interested in paying annual fees for someone else to manage your money. Then you have come to the right place.
Many financial planning fee-only firms require you to pay a significant annual fee or place your assets under their management or require you to have a certain amount of assets in to receive planning and investment advice. That’s a model that works for many but leaves a lot of people underserved. At Financial Solutions we are fee-only and simply charge only by the hour for our time. Our current rate is $150 per hour with rates prorated in 15-minute increments. For example, if you need only 30 minutes of our time, you pay only $75. We don’t manage assets but provide you with actionable solutions you can implement. Whether you are a do-it-yourselfer or you need a lot of hand holding, we can help you reach your financial goals.
We are a fiduciary, which means that your needs always take priority. We provide structure, objectivity, and diligence to the investment decision making process to maximize your chances for success and minimize the subjective, emotional reactions that can derail a well-conceived plan. We will always work hard to earn your trust and business. We look forward to working with you to implement financial solutions that are tailored to your needs.
Financial Planning topics include:
- Portfolio Allocation/What assets should I own?
- College Savings
- Retirement Planning/Social Security Strategies
We typically recommend the use of low cost Exchange Traded Funds (ETFs) and Index Funds for our clients’ portfolios. However, should you desire to utilize other securities, we are happy to evaluate the suitability of the investment for your portfolio.